FTAdviser’s new one day event - free to UK financial intermediaries - will bring you the views of industry and regulatory experts on the latest challenges facing advisers, and how they can be overcome. Advisers are offered a selection of 3 'tracks' during the day where the latest mortgage, investment and pension developments will be explored and explained in-depth. Attendees will earn CPD and return to their offices equipped with the very latest knowledge - and new ideas about how best to assist their clients.

London - 11th September
Birmingham - 17th September

Agenda

    Pension freedoms, which came into force in 2015, have proved to be a double-edged sword; it has provided greater flexibility for consumers and yet has caused greater confusion.

    While the average Briton is able to take control of their pension pot at 55, figures from the Association of British Insurers, the Financial Conduct Authority and the Department for Work and Pensions all indicate there are significant numbers of people who, not having financial advice, might be making the wrong choices at retirement.

    How can the pensions industry work together to improve access to guidance, information and advice? What sort of products are available, and are they meeting the needs of Britons? What opportunities are there for financial advisers to lead the charge in helping people secure their financial futures?

    This forum brings together industry experts and policy makers to explore ways to make the pensions freedom and choice regime work for everyone.

    The Brexit deadline is looming. What shape is the UK economy in currently - and what sort of headwinds or tailwinds might be affecting the direction of the economy?

    What has been the impact on bonds, cash and equities, and how should investors be positioning their portfolios to protect against sharp, short-term shocks and to benefit from long-term trends?

    Further afield, what sort of effect might ongoing political events and trade war talk have on global equities and fixed income markets?

    FTAdviser has brought together investment experts to help you explore how your clients’ portfolios can be constructed to weather market movements, both at home and abroad.

    Mortgage brokers seem busier than ever, with latest data from the regulator showing nearly all mortgages in the past year were advised. Given fears over the economy, the tightening of lending criteria, a lack of interest-only mortgage choice and continued tax tinkering affecting buy-to-let landlords, it is no surprise consumers are demanding mortgage advice.

    Hand-in-hand with mortgage advice is the need to discuss protection with your clients: not just mortgage payment protection insurance but also how to ensure their income is protected in the event your clients become ill and unable to work. Do they have enough life insurance? And what about critical illness cover and its usefulness in helping to protect families against the financial shock of dealing with serious, life-changing illnesses and disability?

    These topics, and much more, will be explored in detail during this FTAdviser forum, helping you to get the best mortgage deal for your clients and to help you promote the benefits of protection to clients, making sure they are equipped financially to meet any of life’s unexpected circumstances.

    9am

    Registration & Breakfast

    9.25am

    Welcome address

    Dan Jones, Editor-in-Chief, FTAdviser

    9.30am

    Keynote address: Economic outlook; operating in a tri-polar world

    • Highlighting “tri-polar” global power relations and how this phenomenon is shaping market conditions
    • Reviewing the impact of Brexit on UK business, stock markets and advisers
    • Considering the role technology plays in global power dynamics and how this has trickled down to the world of finance

    Chris Giles, Economics Editor, Financial Times

    10am

    Interactive Panel - Hybrid Advice: Using technological advancements to complement traditional advisory services

    • Blending technical skills with advisory skills to provide the best service to clients
    • Maintaining good communication and empathy for the client to provide sound and personalised advice
    • Explaining new strategies that are transforming how advisers interact with clients
    • Using technology as a time-saving tool to re-allocate more time to understanding client needs

    Amyr Rocha-Lima, Partner, Holland Hann & Wills
    Anjali Sarin, Head of UK, Moneyfarm
    Brian Byrnes, Investment Adviser, Wealthsimple

    Panel moderated by Dan Jones, Editor-in-Chief, FTAdviser

    10.40am

    Reviewing the regulatory landscape: Compliance gaps and how to remain one step ahead

    • Recapping MIFID II and how compliance efforts are working in practice
    • Distinguishing the impact of PROD in complex cash flow services and general advice services to ensure compliance is maintained at all times
    • Reviewing upcoming Senior Managers Regime (SMR) rules and how advisers can implement them with the minimum of harm to their business

    Nick Bayley, Nick Bayley, Managing Director, Compliance and Regulatory Consulting, Duff & Phelps and ex-FCA Head of Department

    11am

    Coffee and Networking

    After coffee, break into tracks - Pensions, Investments and Mortgages & Protection



Pensions

Chair: Craig Rickman, Special Projects Editor, FTAdviser

Investments

Chair: Dan Jones, Editor-in Chief, FTAdviser

Mortgages & Protection

Chair: Simoney Kyriakou, Editor, FTAdviser


    .

    11.25am

Pension transfers debate: Where are we now?

• The implications of a contingent charging ban
• DB transfers and Sipps: An end to the affair?
• Has demand peaked or are rising transfer values still having an impact?
• Are PI insurance rates now the biggest obstacle to writing transfer business?

Fiona Tait, Technical Director, Intelligent Pensions
Phillippa Hann, Partner,Clark Willmott LLP
Simon Harrington, Senior Policy Adviser - Public Policy, PIMFA

Moderated by Craig Rickman, Special Projects Editor, FTAdviser

What does the investment landscape look like now?

• Investing in turbulent political climate
• Debating what 'China's century' means for an adviser
• ESG at Barclays Wealth
• Multi Asset; investing for the long run

William Hobbs, Chief Investment Officer, Barclays

Fireside chat: Buy-to-let – How professional landlords can overcome tax and legislative hurdles

• Debating the benefits of investing in limited companies and the impact this has on a portfolio whilst considering location risks and yielding
• Considering changes in PRA underwriting standards and the level of rent required for a buy-to-let mortgage
• Outsourcing to a specialist mortgage broker to ensure client receives best expert advice

Martin Stewart, Director, London Money
Andrew Montlake, Director, Coreco

Moderated by Simoney Kyriakou, Editor, FTAdviser


    .

    11.55am

The choice is no longer Annuity or Drawdown – why new hybrid solutions don’t make this a binary decision

For most clients their pension fund is the primary source of their retirement income. Whilst drawdown investment solutions have developed to meet the new demands in the market will they ever replace the comfort of having a guaranteed income?

• Following pension freedoms the most popular way of drawing a retirement income changed overnight for clients

• Is there still a place for annuities, and if so how will new blended solutions meet the demands of clients and their advisers

Paul Speight, Head of Key Account Development, Canada Life

Intergenerational Wealth – what can past experiences tell us about the future?

Using unique market insight through a number of engaging case studies, this session considers some of the more subjective and emotive aspects of intergenerational wealth transfer – specifically considering:

• Finding a common language and addressing difficult conversations

• Understanding what is ‘really’ important to families and the legacy that they want to leave

Exploring how the trusted adviser helps engage the whole family in a constructive and purposeful way

John Porteous, Head of Distribution, Charles Stanley

Tracing the importance of protection

• Placing protection policies at equal footing with building investment opportunities

• Identifying protection as a separate realm of advice that needs to be communicated early on

• Discussing how to educate clients about payout-rate myths and other misconceptions


Alan Lakey, Director & CIC Historian, CIExpert









    .

    12.15pm

Interactive Panel Discussion - Assessing the best option for retiring clients

• Debating capped versus flexi-access drawdown and their associated MPAA demands
• ‘Flexible annuities’ and their role in reinvigorating the market
• Separating tax-free cash from the wider drawdown process

Helen Morrissey, Pension Specialist, Royal London
Patrick Connolly, Chartered Financial Planner, Chase de Vere
Adrian Boulding, Director of Policy, NOW: Pensions

Moderated by Craig Rickman, Special Projects Editor, FTAdviser

Investing for the inevitable - retirement

• Investing in times of uncertainty in capital markets to support retirement
• Manage their clients expectations by harnessing 100 years of historic capital market and inflation data
• Utilising 25 years of academic research and empirical evidence to turn a clients retirement goals from a possibility to a probability

David Elliott, Retirement Associate, FinalytiQ

No session in mortgages stream. Attendees to select between Pension or Investment streams.

    .


    1pm

    Lunch

    2pm

    Predicting the future of adviser charging as a percentage, flat fee or hourly rate

    • Reviewing existing regulation such as PROD and the requirements around adviser charging and transparency
    • Discussing the consequences of charging opacity on an adviser’s reputation
    • Identifying the charging structure that best reflects the time expended and effort involved in meeting a client’s needs
    • Examining how advisers can ensure external providers’ charges are as low as possible

    Nicola Watts, Director and Certified Financial Planner, Jane Smith Financial Planning

    2.20pm

    The long-term case for UK smaller companies investing

    • Smaller companies, by being more flexible, are often better able to adapt to shocks. And by taking a flexible approach to stock picking, there is greater scope to deliver an attractive level of growth throughout the market cycle
    • This flexibility also helps them take advantage of opportunities, such as a weakness in a legacy industry. Innovative, high-growth companies can disrupt industries dominated by larger companies
    • Smaller company investing is a space that an active fund manager can add value in - while larger stocks are priced efficiently, the kinds of companies you find on the AIM market are often under-researched and under-valued
    • The Quoted Companies team at Octopus Investments has a track record in finding fast growing smaller businesses and manages more than £1.9bn across several products

    Richard Power, Head of Quoted Smaller Companies, Octopus Investments

    2.40pm

    Tracing the move to discretionary models and what this means for a client's assets

    • Outsourcing vs seeking discretionary permissions: which way is the pendulum swinging?
    • Model portfolio problems: Issues with rebalancing, diversifying, and client segmentation
    • Tougher markets and more comprehensive fee disclosures: a recipe for trouble for DFMs?

    Mike Barrett, Consulting Director, lang cat financial

    3pm

    Coffee and Networking

    After coffee, break into tracks - Pensions, Investments & Mortgage & Protection

Pensions

Investments

Chair: Dan Jones, Editor-in-Chief, FTAdviser

Mortgages & Protection


    .


    3.30pm

Detangling the LTA, AA and carry-forward mess

• Reviewing the annual tax allowance and the implications this will have for high earners
• Debating the likelihood of major pensions tax relief reform in the near future
• Assessing the impact of the April 2016 tapered annual allowance on high earning clients

Claire Trott, Head of Pensions Strategy, Technical Connection

Investing for the long-term in a low rate, low return world

• Ten years into the bull market: How best to diversify
• Examining whether decumulation strategies are different enough to existing income options
• Asking how reliable ‘sustainable’ income rates really are
• Debating whether alternative assets have proven their worth or short-changed investors

Keith Speck, Portfolio Specialist, Morningstar

Later-life mortgages and equity release

• Defining equity release and considering it as a viable option for existing clients
• Tracing the rising popularity of equity release
• Highlighting the practicalities of equity release in relation to client needs
• Equity Release standards
• How Can IFAs get involved in this market?

Kay Ingram, Director of Public Policy, LEBC Group

    .


    4pm

    Closing Keynote - Tracing the impact of government and regulators in financial advice

    Ros Altmann, Pensions Expert and Consumer Champion

    4.20pm

    Closing address

    Dan Jones, Editor-in-Chief, FTAdviser

    9am

    Registration & Breakfast

    9.25am

    Welcome address

    Dan Jones, Editor-in-Chief, FTAdviser

    9.30am

    Keynote address: Economic outlook; operating in a tri-polar world

    • Highlighting “tri-polar” global power relations and how this phenomenon is shaping market conditions
    • Reviewing the impact of Brexit on UK business, stock markets and advisers
    • Considering the role technology plays in global power dynamics and how this has trickled down to the world of finance

    Chris Giles, Economics Editor, Financial Times

    10am

    The long-term case for UK smaller companies investing

    • Smaller companies, by being more flexible, are often better able to adapt to shocks. And by taking a flexible approach to stock picking, there is greater scope to deliver an attractive level of growth throughout the market cycle
    • This flexibility also helps them take advantage of opportunities, such as a weakness in a legacy industry. Innovative, high-growth companies can disrupt industries dominated by larger companies
    • Smaller company investing is a space that an active fund manager can add value in - while larger stocks are priced efficiently, the kinds of companies you find on the AIM market are often under-researched and under-valued
    • The Quoted Companies team at Octopus Investments has a track record in finding fast growing smaller businesses and manages more than £1.9bn across several products

    Richard Power, Head of Quoted Smaller Companies, Octopus Investments

    10.20am

    A Hybrid Approach: Why technology and human advice deliver the best outcome for customers

    • Using technology to automate, human advice to personalise
    • New strategies for how advisers can interact with clients
    • Where technology can become a time-saving tool and allow advisers to focus on their client relationship

    Brian Byrnes, Investment Adviser, Wealthsimple

    10.40am

    Reviewing the regulatory landscape: Compliance gaps and how to remain one step ahead

    • Recapping MIFID II and how compliance efforts are working in practice
    • Distinguishing the impact of PROD in complex cash flow services and general advice services to ensure compliance is maintained at all times
    • Reviewing upcoming Senior Managers Regime (SMR) rules and how advisers can implement them with the minimum of harm to their business

    Mark Spiers, Partner, Bovill

    11am

    Coffee and Networking

    After coffee, break into tracks - Pensions, Investments and Mortgages & Protection



Pensions

Chair: Craig Rickman, Special Projects Editor, FTAdviser

Investments

Chair: Dan Jones, Editor-in-Chief, Asset Allocator & Money Management

Mortgages & Protection

Chair: Damian Fantato, Deputy Editor, FTAdviser


    .

    11.25am

Pension transfers debate: Where are we now?

• The implications of a contingent charging ban
• DB transfers and Sipps: An end to the affair?
• Has demand peaked or are rising transfer values still having an impact?
• Are PI insurance rates now the biggest obstacle to writing transfer business?

Jane Dring-Morris, Paraplanning Team Manager, Chesterton House Financial Planning
Fiona Tait, Technical Director, Intelligent Pensions
Simon Harrington, Senior Policy Adviser – Public Policy, PIMFA

Fireside chat: What does the investment landscape look like now?

• Investing in turbulent political climate
• Debating what 'China's century' means for an adviser
• ESG at Barclays Wealth
• Multi Asset; investing for the long run

Jean-Paul Jaegers, Head of Investment Strategy, Barclays
Nick Dixon, Investment Director, Aegon
Moderated by Dan Jones, Editor-in- Chief, FTAdviser

Panel discussion: Buy-to-let – How professional landlords can overcome tax and legislative hurdles

• Debating the benefits of investing in limited companies and the impact this has on a portfolio whilst considering location risks and yielding
• Considering changes in PRA underwriting standards and the level of rent required for a buy-to-let mortgage
• Outsourcing to a specialist mortgage broker to ensure client receives best expert advice

Andrew Montlake, Director, Coreco
Stuart Mosley, Director, SJ Financial Solutions


    .

    11.55pm

The choice is no longer Annuity or Drawdown – why new hybrid solutions don’t make this a binary decision

For most clients their pension fund is the primary source of their retirement income. Whilst drawdown investment solutions have developed to meet the new demands in the market will they ever replace the comfort of having a guaranteed income?

• Following pension freedoms the most popular way of drawing a retirement income changed overnight for clients

• Is there still a place for annuities, and if so how will new blended solutions meet the demands of clients and their advisers

Paul Speight, Head of Key Account Development, Canada Life

Intergenerational Wealth – what can past experiences tell us about the future?

Using unique market insight through a number of engaging case studies, this session considers some of the more subjective and emotive aspects of intergenerational wealth transfer – specifically considering:

• Finding a common language and addressing difficult conversations

• Understanding what is ‘really’ important to families and the legacy that they want to leave

• Exploring how the trusted adviser helps engage the whole family in a constructive and purposeful way

John Porteous, Head of Distribution, Charles Stanley

Tracing the importance of protection

• Placing protection policies at equal footing with building investment opportunities
• Identifying protection as a separate realm of advice that needs to be communicated early on
• Discussing how to educate clients about payout-rate myths and other misconceptions

Graham Walsh, Policy Adviser, ABI












    .

    12.15pm

Interactive Panel Discussion - Assessing the best option for retiring clients

• Debating capped versus flexi-access drawdown and their associated MPAA demands
• ‘Flexible annuities’ and their role in reinvigorating the market
• Separating tax-free cash from the wider drawdown process

Helen Morrissey, Pension Specialist, Royal London
Patrick Connolly, Chartered Financial Planner, Chase de Vere
Adrian Boulding, Director of Policy, NOW: Pensions

Investing for the inevitable - retirement

• Investing in times of uncertainty in capital markets to support retirement
• Manage their clients expectations by harnessing 100 years of historic capital market and inflation data
• Utilising 25 years of academic research and empirical evidence to turn a clients retirement goals from a possibility to a probability

David Elliott, Retirement Associate, FinalytiQ

No session in mortgages stream. Attendees to select between Pension or Investment streams.


    1pm

    Lunch

    2pm

    Predicting the future of adviser charging as a percentage, flat fee or hourly rate

    • Reviewing existing regulation such as PROD and the requirements around adviser charging and transparency
    • Discussing the consequences of charging opacity on an adviser’s reputation
    • Identifying the charging structure that best reflects the time expended and effort involved in meeting a client’s needs
    • Examining how advisers can ensure external providers’ charges are as low as possible

    Nicola Watts, Director and Certified Financial Planner, Jane Smith Financial Planning

    2.30pm

    Tracing the move to discretionary models and what this means for a client's assets

    • Outsourcing vs seeking discretionary permissions: which way is the pendulum swinging?
    • Model portfolio problems: Issues with rebalancing, diversifying, and client segmentation
    • Tougher markets and more comprehensive fee disclosures: a recipe for trouble for DFMs?

    Mike Barrett, Consulting Director, lang cat financial

    3pm

    Coffee and Networking

    After coffee, break into tracks - Pensions, Investments and Mortgages & Protection

Pensions

Chair: Craig Rickman, Special Projects Editor, FTAdviser

Investments

Chair: Dan Jones, Editor-in-Chief, FTAdviser

Mortgages & Protection

Chair: Damian Fantato, Deputy Editor, FTAdviser


    .


    3.30pm

Detangling the LTA, AA and carry-forward mess

• Reviewing the annual tax allowance and the implications this will have for high earners
• Debating the likelihood of major pensions tax relief reform in the near future
• Assessing the impact of the April 2016 tapered annual allowance on high earning clients

Claire Trott, Head of Pensions Strategy, Technical Connection

Investing for the long-term in a low rate, low return world

• Ten years into the bull market: How best to diversify
• Examining whether decumulation strategies are different enough to existing income options
• Asking how reliable ‘sustainable’ income rates really are
• Debating whether alternative assets have proven their worth or short-changed investors

Dan Kemp, Chief Investment Officer, EMEA, Morningstar

Later-life mortgages and equity release

• Defining equity release and considering it as a viable option for existing clients
• Tracing the rising popularity of equity release
• Highlighting the practicalities of equity release in relation to client needs
• Equity Release standards
• How Can IFAs get involved in this market?

Kay Ingram, Director of Public Policy, LEBC Group

    .


    4pm

    Closing Keynote - the importance of exit planning in your overall strategic plan, and key elements to consider

    Louise Jeffreys, Managing Director, Gunner and Co

    4.20pm

    Closing address

    Dan Jones, Editor-in-Chief, FTAdviser

Chairs and Moderators

Damian Fantato, Deputy Editor, FTAdviser

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  • Damian is deputy editor of Financial Adviser and one of the hosts of the FTAdviser Podcast. He has been a journalist for nearly a decade and in 2018 he was named Headline Money Financial Trade Journalist of the Year.

Dan Jones, Editor-in-Chief, FTAdviser

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  • Dan is editor-in-chief of FTAdviser and has been a financial journalist for over a decade. He was named the CFA Institute's UK Trade Journalist of the Year in 2018.

Simoney Kyriakou, Editor, FTAdviser

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  • Simoney Kyriakou is an award-winning financial journalist, with more than 20 years' experience under her belt. She is currently editor of Financial Adviser, as well as a published author, presenter and public speaker.

Craig Rickman, Special Projects Editor, FTAdviser

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  • Craig Rickman is special projects editor at Money Management. He has worked for the monthly title since January 2016 after spending the previous eight years working as a financial adviser for NFU Mutual.

Speakers

William Hobbs, Chief Investment Officer, Barclays

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  • William Hobbs joined Barclays in October 2005. Now, Chief Investment Officer for Barclays Investment Solutions, Barclays UK, Will leads the team focused on the core aspects of the Investment offering, setting the BUK Strategic Asset Allocation (SAA), Tactical Asset Allocation (TAA), Investment Philosophy and delivering Investment content. The CIO team is the home of the investment decisions which form and deliver our best thinking portfolios. William is a fellow of the Securities Institute and has close to 20 years of experience in the financial sector. He has a Masters in international business and economic development at Birkbeck, University of London and is a Chartered Alternative Investments Analyst. Will is a frequent contributor of economic and capital market’s insight to Bloomberg, CNBC and various other media outlets.

Ros Altmann, Pensions Expert and Consumer Champion

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  • Baroness Ros Altmann has spent her entire career working on all aspects of pensions - encompassing academic research, investment of pension portfolios across asset classes, advising pension funds and Government, championing pensions justice. She was Pensions Minister from 2015-16

Jane Dring-Morris, Paraplanning Team Manager, Chesterton House Financial Planning

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  • Jane Dring-Morris is a Paraplanning Team Manager at Chesterton House Financial Planning. She is responsible for leading, managing, training, coaching and motivating a team of Paraplanners ensuring that their progression towards stated career goals are met. Jane has over 30 years’ experience in the Financial Services industry and joined Chesterton House in 2011 as a Paraplanner. Her particular interest and specialism lie in all aspects of retirement planning, specifically around pension transfers. She holds the Advanced Diploma in Financial Planning, CFA Investment Management Certificate and is a Chartered Financial Planner as well as a Pension Transfer specialist.

Jean-Paul Jaegers, Head of Investment Strategy, Barclays

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  • Jean-Paul Jaegers joined Barclays in 2018, as director in the investment strategy team, and in January 2019 became Head of Investment Strategy for Barclays UK. Jean-Paul joined from Prudential PMG, where we was senior strategist for the multi asset ‘with profit’ funds. Prior to that, Jean-Paul was deputy head of research and senior portfolio manager for multi asset funds at BNP Paribas Asset Management. Now, Head of Investment Strategy for Barclays Investment Solutions, Barclays UK, Jean-Paul leads the team focussed on the Tactical Asset Allocation (TAA), multi asset research delivering Investment content. Jean-Paul has close to 15 years of experience in the financial sector. He has a Masters in Finance from Maastricht University, is CFA charter holder and CQF qualified. Jean-Paul is a frequent contributor of economic and capital market’s insight to Bloomberg, CNBC and various other media outlets.

Fiona Tait, Technical Director, Intelligent Pensions

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  • Fiona is a specialist presenter and commentator on all areas of pension planning. Having (obviously) started young she now has nearly 30 years’ experience in pensions and is qualified as a Fellow of the Personal Finance Society. She is currently the Technical Director for specialist retirement firm Intelligent Pensions having previously held long-term positions with pension providers Aegon and Royal London. Fiona has been a guest speaker at numerous adviser conferences, including events for FT Adviser, Money Marketing and the Personal Finance Society, and is a regular contributor to the trade press and on social media in the persona of @pensionsgirlie. She lives in North Berwick with her husband and son, and has a particular interest in history.

Nicola Watts, Director and Certified Financial Planner, Jane Smith Financial Planning

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  • Nicola has been qualified to provide advice since 2001, is a Chartered Financial Planner and Certified Financial Planner and has been a director of Jane Smith Financial Planning since 2006. Since the retirement of her mother (Jane Smith), Nicola now bears sole responsibility for the management of the firm, and the advice provided to clients. Nicola is passionate about financial planning and the use of cashflow modelling to help her clients to achieve their goals in life. Her common sense and direct approach means that she is able to easily communicate the often dry aspects of financial advice, bringing clarity to the most complicated areas of financial planning. Nicola is married with two daughters.

Andrew Montlake, Director, Coreco

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  • Andrew started in the mortgage industry in 1994 at John Charcol before joining Cobalt Capital in 2001. In 2009 Andrew was one of the main founders of Coreco where he is the Director responsible for Brand, Marketing and Communications, as well as looking after all lender liaison. As Coreco’s Media Spokesperson Andrew can often be seen or heard on TV & Radio as well as regularly commenting in the national, local and trade press. More commonly known as "Monty" he is the author of a highly acclaimed Mortgage Blog, presenter of a monthly podcast and regular industry columnist. Winner of several industry awards himself, Andrew is also a proud Board Member of the Association of Mortgage Intermediaries and continues to work at the coal face, writing mortgage business and advising clients.

Patrick Connolly, Chartered Financial Planner, Chase de Vere

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  • Patrick Connolly is Head of Communications at Chase de Vere, the Independent Financial Advisers. He is qualified as a Chartered Financial Planner through the Personal Finance Society and a Certified Financial Planner and Chartered MSCI through the Chartered Institute for Securities & Investment. He was named as the Financial Adviser of the Year, Investment Adviser of the Year, At Retirement Adviser of the Year and Value of Advice Ambassador at the Unbiased Media Awards 2017.

Phillippa Hann, Partner, Clark Willmott LLP

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  • Philippa is a partner and head of litigation at law firm Clarke Willmott. She specialises in Financial Services law and acts both for and against financial advisers in professional negligence claims. She is currently acting for British Steel workers who were transferred out of their DB scheme.

Amyr Rocha-Lima, Partner, Holland Hann & Wills

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  • Amyr Rocha-Lima, MSc FPFS CFP™ is a partner at Holland Hahn & Wills LLP, a financial planning practice based in Kingston Upon Thames. Amyr has worked in financial services for the past 12 years looking after private clients, businesses and trusts. He specialises in retirement planning for senior professionals across London and the South East.

Alan Lakey, Director & CIC Historian, CIExpert

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  • Director of CIExpert and Highclere Financial Services Ltd. A Financial adviser since 1978 and whole of market since 1986. As an adviser has focused on protection and mortgages. Introduced the CIExpert system in 2012 enabling advisers to assess the differences between all new and historic critical illness plans. Biographer of seminal rock band The Pretty Things and author of 'Idiocy In Commercial Life', a reflection of industry experiences.

Adrian Boulding, Director of Policy, NOW: Pensions

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  • Adrian leads on policy matters for the UK's third largest master trust, NOW: Pensions. With assets having this year topped one billion pounds, we are now turning our attention to a decumulation offering for members, and grappling with the how to combine security in retirement with the best features of the Pension Freedoms.

Claire Trott, Head of Pensions Strategy, Technical Connection

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  • Claire, Head of Pension Strategy at Technical Connection, has over 18 years’ experience in the pensions industry. Her career has ranged from a financial adviser dealing with pension transfers to helping advisers deal with the complexities of SIPPs and SSAS in a post simplification environment. Claire’s role with Technical Connection, part of St James’s Place Group, continues to build on her ability to communicate with various audiences using a wide array of media. In addition, she is the Chair Person of the Association of Member-Directed Pension Schemes, the trade body for SIPP and SSAS providers.

Mike Barrett, Consulting Director, lang cat financial

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  • Mike is consulting director, and sole-proprietor of the lang cat Isle of Wight office. A driver and survivor of platform mergers, migrations and RDR he held a number of senior roles at Skandia and Old Mutual Wealth. He is now working with platforms, advisers, banks and asset managers to help them create and communicate in a way that is a little less corporate and a little more human.

Helen Morrissey, Pension Specialist, Royal London

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  • Helen has acted as a media spokesperson for Royal London since May 2017. Areas of interest include auto-enrolment, annuities, income drawdown and financial resilience in retirement. Prior to joining Royal London Helen was a financial journalist for 14 years.

Nick Bayley, Nick Bayley, Managing Director, Compliance and Regulatory Consulting, Duff & Phelps and ex-FCA Head of Department

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  • Nick is a managing director within Duff & Phelps’ Compliance and Regulatory Consulting practice, specializing in wholesale markets matters. He has over 30 years’ experience working in the financial services industry, in professional services and with regulatory and law enforcement bodies. Nick has overseen regulatory assignments for both buy and sell-side clients since joining Duff & Phelps. Nick was also a Head of Department in the Financial Conduct Authority’s Markets Division. He was the FCA’s Senior Markets Adviser and was responsible for leading the FCA's MiFID II and MAR Policy Projects. Before joining the FCA, Nick was Head of Regulation at the London Stock Exchange. Nick's other areas of expertise include corporate fraud, regulatory investigations and financial crime, having worked in KPMG’s Forensic Accounting department for six years and as an investigator for HM Customs for seven years.

Keith Speck, Portfolio Specialist, Morningstar

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  • Keith Speck is a Portfolio Specialist for Morningstar’s Investment Management group for the Europe, Middle East and Africa region. Having joined the company in April 2019, Keith will be helping the team communicate our Managed Portfolio Service’s investment process and the benefits of long-term investing. He has over 20 years’ experience in investment management and private banking having started his career at UBS Private Banking in the mid 1990’s as an investment adviser. Keith’s experience includes managing private client portfolios at Berry Asset Management (now Bordier UK), managed portfolio services at Prudential Bache International Bank and RSM Tenon, fund of funds management at AXA Framlington and Santander Asset Management where he headed the multimanager team. Keith holds a B.Sc. in American Management Science from Swansea University.

Mark Spiers, Partner, Bovill

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  • Whether you are a smaller wealth management or advisory company that needs ongoing support, or a global bank, investment manager or payment services institution with a specific project to respond to, Mark Spiers and his team can help. He has nearly 20 years of experience in the financial services industry dealing with start-ups to the largest global institutions. Mark has held the MLRO (CF11) role for several institutions and has been Head of Compliance (CF10) in the UK for Emirates NBD and Kleinwort Benson. Mark has also worked in compliance for UBS Wealth Management, focusing on anti-money laundering in London, Zurich and other centres. He has experience of UK, EU and US regulations, in particular their application to the Wealth Management industry and has a strong commercial focus and understanding of the Wealth Management sector. In addition to his work in-house, Mark has provided training and consulting to a number of brokers, banks, accountancy and law firms and has a deep interest in financial crime, suitability and governance matters. Mark Spiers has an LLB and MSc in Regulation from the London School of Economics.

David Elliott, Retirement Associate, FinalytiQ

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  • David has over 25 years experience in financial services and has witnessed all the moves towards greater flexibility at retirement from the initial introduction of income drawdown back in 1995 right up to the latest Pension Freedoms. He has worked for product providers in a number of senior sales, managerial and take to market roles as well as a top 50 advisory business and holds both insurance and investment qualifications. He has a passion for understanding the 'science' behind subjects such as retirement and business relationships and an ability to simplify complicated issues in to easy to understand concepts and strategies.

Martin Stewart, Director, London Money

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  • Martin is the founder and driving force behind London Money. Now in his third decade of working in financial services, clients benefit from his wealth of experience and intimate knowledge of the mortgage market. Martin specialises in giving independent mortgage advice in London and the South East, to people moving home, needing a remortgage, as well as Buy to Let investors.

Chris Giles, Economics Editor, Financial Times

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  • Chris Giles became economics editor for the Financial Times in October 2004, having previously served as a leader writer. His reporting beat covers global and UK economic affairs and he writes a UK economics column fortnightly. Before joining the FT as economics editor, he was an economics reporter for the BBC, worked for Ofcom, the telecommunications regulator and started his career with seven years as an economist for the Institute for Fiscal Studies. Chris loves numbers.

Graham Walsh, Policy Adviser, ABI

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  • Graham is a Policy Adviser in the Protection and Health Team at the Association of British Insurers. He has specific expertise in Critical Illness insurance, leading the ABI Critical Illness Working Group. He also chairs the new ABI Mental Health and Protection Statement Working Groups.

Paul Speight, Canada Life

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  • Paul has worked in the long term savings market for over 20 years. Having worked in the Pension & Platform marketplace he is the UK Relationship Manager for Canada Life responsible for building and managing the key partnerships with major UK advisory businesses and 3rd parties.

John Porteous, Head of Distribution, Charles Stanley

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  • John has over 25 years’ experience within the Wealth Management industry. He joins from Quilter where he held the position of group Retail Customer Solutions Director. Prior to that, John was the Director in charge of overall Client Proposition at Tilney (formerly Towry). Over the years, John has been a passionate supporter of industry matters as a former Chairman of the Society of Financial Advisers, past Director of the Institute of Financial Planning and Council member (larger firms) of APFA. John holds a 1st class honours degree in Financial Services Management from Edinburgh Napier University and is both a Chartered Fellow of the Institute for Securities and Investment and Fellow of the Personal Finance Society as a Chartered Financial Planner.

Brian Byrnes, Investment Adviser, Wealthsimple

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  • Brian is an Investment Adviser at Wealthsimple, a leading digital investing service that combines technology with human advice to make smart, automated investing available to everyone. Brian specialises in the discretionary management of client portfolios, pension funds and socially responsible investing. Prior to joining Wealthsimple, Brian was a Wealth Manager with Coutts advising high net worth clients on investment planning. Brian graduated from University College Dublin with a Bachelors of Commerce and has a Masters in Finance from the Michael Smurfit Graduate School of Business. Photo attached.

Kay Ingram, Director of Public Policy, LEBC Group

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  • Kay is a Director of LEBC Group, Chartered Financial Planner and member of the Equity Release Council Policy and Communications Committee. As Director of Public Policy at LEBC she engages with policymakers and the media. Intergenerational wealth transfer, sustainability of retirement income and closing the gender pension gap are all issues for which equity release can provide solutions.

Dan Kemp, Chief Investment Officer, EMEA, Morningstar

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  • Dan Kemp is Chief Investment Officer for Morningstar’s Investment Management group for the Europe, Middle East and Africa region. Dan leads Morningstar’s 20-strong investment management team for the EMEA region, working with advisers and institutions to help them deliver world-class investment solutions to investors. Dan joined Morningstar in 2014 as co-Head of Investment Consulting and Portfolio Management in the EMEA region. He previously served with Albemarle Street Partners, an investment consultancy partnership that he co-founded. He has managed a wide variety of portfolios, specialising in multi-asset risk graded products.

Louise Jeffreys, Managing Director, Gunner and Co.

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  • Louise runs Gunner & Co., specialising in helping financial advisers set their exit plans. Her knowledge of the market is second-to-none, having worked on countless business sales and run seminars across the country helping IFAs understand the process and their options.

Simon Harrington, Senior Policy Adviser – Public Policy, PIMFA

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  • Simon joined PIMFA in November 2017 as a Senior Policy Adviser with a focus on public policy and long term savings. He has previously worked at the National Employment Savings Trust (NEST) and the Treasury in a variety of roles working on a number of issues including automatic enrolment, pension freedoms and the UK’s response to the financial crisis.

Richard Power, Head of Quoted Smaller Companies, Octopus Investments

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  • Richard has a Citywire AAA rating. He has over 20 years’ experience of investing in smaller companies and has been responsible for small caps at Octopus since 2004. He is the primary fund manager of the FP Octopus UK Micro Cap Growth Fund and oversees the investment process of the team. Before joining Octopus, Richard managed small-cap funds at both Close Brothers and Duncan Lawrie, where he ran an award-winning fund.

Nick Dixon, Investment Director, Aegon

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  • Nick is responsible for shaping Aegon’s investment proposition, the fund range, and leading its relationships with fund managers. Nick’s team also develop and launch new investment solutions. Nick has been Investment Director at Aegon since September 2013. Following a successful consulting career in the oil and gas sector Nick moved into financial services with Skandia in 2002, working as strategy director between 2002 and 2007 and marketing director between 2007 and 2013. He is passionate about investments, the positive role of savings in the UK, and the importance of making sure investment strategies meet the needs of advisers, employers and investors. Following a successful consulting career in the oil and gas sector Nick moved into financial services with Skandia in 2002, working as strategy director between 2002 and 2007 and marketing director between 2007 and 2013.He is passionate about investments, the positive role of savings in the UK, and the importance of making sure investment strategies meet the needs of advisers, employers and investors.

Anjali Sarin, Head of UK, Moneyfarm

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  • Anjali joined Moneyfarm in early 2019 to drive their commercial efforts in the UK. With a passion for creating distinctive consumer experiences and a firm belief that everyone should live with the confidence they’ve made the right financial decisions, Anjali left her career in management consulting for the chance to define Moneyfarm’s long-term competitive advantage and scale its UK business. Anjali started her career with Lehman Brothers and then spent almost decade with McKinsey & Company, where she supported some of the world’s most influential consumer facing companies on strategic repositioning and business transformation. Anjali holds an MBA from INSEAD, an M.A. in the Natural Sciences from the University of Cambridge,and a B.A in Psychology from the University of Delhi.

Stuart Mosley, Director, SJ Financial Solutions

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  • Experienced mortgage broker of 25+ years having worked at building societies and banks and now runs a SJ Financial Solutions, a successful Birmingham mortgage brokers.

Venue

London
45 Prescot St
London | E1 8GP
Leonardo Royal Hotel London Tower Bridge

Birmingham
8 Centenary Square
Birmingham | B1 2EA
The ICC

Complimentary parking will be providedat the ICC in Birmingham.